Gold prices today in your city: Check cost in Mumbai, Bengaluru, Chennai, Hyderabad, New Delhi, Kolkata

Gold prices today in your city: Check cost in Mumbai, Bengaluru, Chennai, Hyderabad, New Delhi, Kolkata on October 20

Gold prices across major Indian cities are steady on October 20, 2025, with 24K and 22K rates showing modest variations city-to-city. This snapshot covers Mumbai, Bengaluru, Chennai, Hyderabad, New Delhi, Kolkata and other metro and regional centres, presenting per-10-gram and per-gram retail rates for buyers. Use these figures as a guide — remember local premiums, making charges and hallmarking affect the final invoice at jewellers.

City-wise Gold Prices (October 20, 2025)

City 24K (per 10g) ₹ 24K (per g) ₹ 22K (per 10g) ₹ 22K (per g) ₹
New Delhi 139,514.20 13,951.4 127,888.02 12,788.8
Mumbai 131,879.20 13,187.9 120,889.27 12,088.9
Bengaluru 137,065.70 13,706.6 125,643.56 12,564.4
Chennai 136,138.30 13,613.8 124,793.44 12,479.3
Hyderabad 136,138.30 13,613.8 124,793.44 12,479.3
Kolkata 136,138.30 13,613.8 124,793.44 12,479.3
Ahmedabad 136,030.10 13,603.0 124,694.26 12,469.4
Pune 131,879.20 13,187.9 120,889.27 12,088.9
Surat 136,030.10 13,603.0 124,694.26 12,469.4
Jaipur 137,788.10 13,778.8 126,305.76 12,630.6
Nagpur 131,879.20 13,187.9 120,889.27 12,088.9
Nashik 131,879.20 13,187.9 120,889.27 12,088.9
Vadodara 136,030.10 13,603.0 124,694.26 12,469.4
Coimbatore 136,138.30 13,613.8 124,793.44 12,479.3
Visakhapatnam 136,138.30 13,613.8 124,793.44 12,479.3
Vijayawada 136,138.30 13,613.8 124,793.44 12,479.3
Mysore 137,065.70 13,706.6 125,643.56 12,564.4

Quick Highlights

  • Highest 24K (10g): New Delhi at ₹139,514.20; Lowest 24K (10g): Mumbai/Pune/Nagpur/Nashik at ₹131,879.20.
  • Highest 22K (10g): New Delhi at ₹127,888.02; Lowest 22K (10g): Mumbai/Pune/Nagpur/Nashik at ₹120,889.27.
  • City rates cluster tightly around ₹13,600–13,800 per gram for 24K and ₹12,400–12,650 per gram for 22K in many metros, indicating uniform national pricing with local premiums.
  • Spread between top and bottom 24K city prices is roughly ₹7,635 per 10g, reflecting local taxes, logistics and jeweller margins.

City Notes

  • New Delhi: Higher listed rates — expect modest urban premium and robust retail demand at markets such as Karol Bagh and Chandni Chowk.
  • Mumbai: Competitive pricing in South Mumbai and suburbs; compare quotes across established jewellers.
  • Bengaluru: Strong demand for both investment coins and bridal jewellery; check hallmarking and GST breakup.
  • Chennai: Consistent regional premiums—verify seller invoices for making charges.
  • Hyderabad: Good availability of 22K traditional jewellery; confirm buy-back policies.
  • Kolkata: Historic market for gold — negotiate making charges on bespoke pieces.
  • Ahmedabad: Active local trade; insist on BIS hallmark for resale value.
  • Pune: Prices align with Mumbai; compare store offers and festive discounts carefully.
  • Surat: Hub for manufacturing — may offer better making charge structures for bulk buys.
  • Jaipur: High demand for gemstone-set gold; check combined pricing for stones and gold separately.
  • Nagpur / Nashik: Cluster pricing with Maharashtra metros; confirm local taxes and GST components.
  • Vadodara: Regional premiums similar to Gujarat markets; check certification for bridal purchases.
  • Coimbatore / Mysore / Visakhapatnam / Vijayawada: Regional markets with steady demand—verify hallmark and buy-back terms when buying traditional designs.

What Drives Today’s Prices

  • Global spot gold: International bullion rates set the base price for domestic retail, translated into INR.
  • INR/USD moves: A weaker rupee raises local rupee price; even small forex swings affect retail rates.
  • Import duty and taxes: Customs duty, IGST and local taxes add to landed cost and retail premiums.
  • MCX and domestic futures: Exchange and forward market activity influences spot and retail pricing trends.
  • Local demand & seasonality: Festivals, wedding season and jewellery buying windows push premiums up in specific cities.

Buyer Tips

  • Prefer BIS hallmark: Always buy hallmarked pieces (BIS stamp) and verify karatage (e.g., 22K / 916 stamp).
  • 24K vs 22K: 24K (999) is pure and softer — ideal for investment and bangles in some regions; 22K (916) is more durable for ornament wear.
  • Making charges & wastage: These are separate from metal rate and vary widely — ask for a written breakup and compare fixed vs percentage-based making fees.
  • Buy-back & invoice: Get a clear buy-back policy, original invoice and hallmark certificate to preserve resale value.

FAQs

  • Q: Are these the prices jewellers will charge right now?
    A: These are indicative retail rates per 10g; jewellers may add making charges, local premiums and offer discounts — confirm at point of sale.
  • Q: How can I verify gold purity?
    A: Look for the BIS hallmark and karat/purity stamp (e.g., 22K or 916); request a certificate for higher-value items.
  • Q: What are making charges and why do they vary?
    A: Making charges cover craftsmanship and vary by design complexity, store policy and region; they are often negotiable for plain jewellery or bulk purchases.
  • Q: When is the best time to buy gold?
    A: Prices fluctuate daily—many buyers target periods of lower international spot prices or buy during discounts offered by retailers; for occasions, plan ahead rather than last-minute purchases to avoid premiums.

Rates vary by jeweller, locality, and time. Confirm locally before purchase.

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